check your credit report and remove any errors. By making sure that only
your accurate credit history appears on your report, you ensure that the FICO
score it generates isn't lowered by inaccurate information.
Credit fraud: Where someone uses your credit card numbers to run up large bills. While the law protects you with a maximum payable of $50 for each card that has been stolen, the unusual credit activity may red flag your file for some lenders.
credit report is divided into different sections, with each section having a different relevance to your credit. Each section has its own importance. A creditor will look at each section with a specific intent. And when you get your free credit report online in simple and easy way, you will be able to judge your credit report as a creditor does.