Credit History Online

 When choosing a credit card think about how you'll use it. You may want to compare some of the features of various credit cards to see which one will suit your financial needs. Remember, when you agree to the terms of a credit card, you are entering into a legally-binding document. Following are some things to consider when choosing a card:

A credit score is a number that is calculated based on your credit history to give lenders a simple answer for people who are applying for credit or loans. The credit score number helps the lender identify the level of risk they may be taking if they lend to you. The same result can come through reviewing the actual credit report however the credit score is quicker and less subjective.

- Always use the same "stored-value" card for all Internet transactions. Stored value cards are ones that are issued by your financial Institution with specified dollar limits.

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